“Barriers to insurance coverage for substance-use disorder treatment remain, in part because they are hard to identify—for both consumers and regulators, according to a recent analysis of seven major health plans offered in 2015 and 2016 in New York and Maryland.
As the name implies, the Mental Health Parity and Addiction Equity Act of 2008 requires comprehensive public and private insurance coverage of treatment for substance-use disorders and mental health ailments that is equitable with other medical/surgical benefits. It took effect in 2010.
Enforcement of the Parity Act, however, is driven by consumer complaints. But consumers are not sufficiently informed by insurance plans about what treatment benefits are available and what barriers they may face trying to use those benefits, say researchers from three organizations—the National Center of Addiction and Substance Abuse, the Legal Action Center, and the Treatment Research Institute—who produced the study.”
Source: American Medical Association – July 19, 2017